* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, sans-serif;
  background: #f5f7fa;
  color: #333;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

/* Header */
header {
  background: #fff;
  box-shadow: 0 2px 4px rgba(0,0,0,0.1);
}

.header-container {
  max-width: 1200px;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px;
}

.logo {
  height: 55px;
}

nav a {
  margin-left: 20px;
  text-decoration: none;
  font-weight: bold;
  color: #2a4d69;
  transition: color 0.2s;
}

nav a:hover {
  color: #2a9d8f;
}

/* Main Content */
.container {
  padding: 40px 20px;
  max-width: 900px;
  margin: auto;
  flex: 1;
}

.section {
  background: #fff;
  padding: 30px;
  margin-bottom: 30px;
  border-radius: 12px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.06);
}

.section h2 {
  color: #1b3c59;
  margin-top: 0;
  margin-bottom: 15px;
}

.welcome-section {
  text-align: center;
}

.section p {
  color: #555;
  line-height: 1.6;
  margin-bottom: 20px;
}

.section h3 {
  color: #1b3c59;
  margin-top: 25px;
  margin-bottom: 10px;
  font-size: 1.1rem;
}

.section ul {
  color: #555;
  line-height: 1.8;
  margin-bottom: 20px;
  padding-left: 25px;
}

.section ul li {
  margin-bottom: 5px;
}

.section a {
  color: #2a9d8f;
  text-decoration: none;
}

.section a:hover {
  text-decoration: underline;
}

.effective-date {
  color: #777;
  font-size: 0.95rem;
}

/* Contact Form */
.contact-form {
  margin-top: 20px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  margin-bottom: 8px;
  color: #1b3c59;
  font-weight: bold;
  font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 15px;
  border: 1px solid #ddd;
  border-radius: 8px;
  font-size: 1rem;
  font-family: inherit;
  transition: border-color 0.2s, box-shadow 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: #2a9d8f;
  box-shadow: 0 0 0 3px rgba(42, 157, 143, 0.1);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

.submit-button {
  background: #00a0c6;
  color: #fff;
  padding: 14px 30px;
  border: none;
  border-radius: 8px;
  font-size: 1rem;
  font-weight: bold;
  cursor: pointer;
  transition: background 0.2s;
}

.submit-button:hover {
  background: #0089ab;
}

.contact-info {
  margin-top: 40px;
  padding-top: 30px;
  border-top: 1px solid #eee;
}

.contact-info h3 {
  margin-top: 0;
}

a.button {
  display: inline-block;
  margin-top: 12px;
  margin-right: 10px;
  background: #00a0c6;
  color: #fff;
  padding: 12px 20px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: bold;
  transition: background 0.2s;
}

a.button:hover {
  background: #0089ab;
}

/* Footer */
footer {
  background: #fff;
  border-top: 1px solid #e0e0e0;
  margin-top: auto;
}

.footer-container {
  max-width: 900px;
  margin: auto;
  padding: 30px;
  text-align: center;
  font-size: 14px;
  color: #555;
}

.footer-links {
  margin-bottom: 15px;
}

.footer-links a {
  margin: 0 10px;
  text-decoration: none;
  color: #2a4d69;
  transition: color 0.2s;
}

.footer-links a:hover {
  color: #2a9d8f;
}

.footer-container p {
  margin: 5px 0;
}

.footer-container p:first-of-type {
  margin-bottom: 15px;
}

/* Responsive */
@media (max-width: 768px) {
  .header-container {
    flex-direction: column;
    text-align: center;
    gap: 15px;
  }

  nav a {
    margin: 0 10px;
  }

  a.button {
    display: block;
    margin-right: 0;
    text-align: center;
  }

  .footer-links a {
    display: block;
    margin: 8px 0;
  }
}